How We Help

We work to acheive your vision. From comprehensive financial planning to personalized consulting, our team takes a strategic approach to accomplish the things you care about most.

Financial Planning and Consulting

Financial Planning

Comprehensive Financial Planning

A well-conceived plan aids in financial success. Whether you're looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence comes from knowing your assets are invested according to your needs and working from a plan.

Estate, Charitable Planning & Giving

Make an enduring difference in the lives of others.Simple or complex, take the steps to ensure your legacy impacts the lives of loved ones or charities that are close to your heart. Teaching your children that significance lies within the use of money.

Risk Management

Protect all that you've built.We take a disciplined approach to evaluating the coverage from Life and Disability to Long-Term Care insurance by carefully assessing where your risks lie.

Portfolio Management

Pursue your goals with a portfolio tailored to your needs. Through learning what's important to you, we construct, manage and monitor a broadly diversified portfolio customized to suit your needs. We then help you understand what you own and why.

Retirement Planning

Build a secure financial future.We work diligently to help manage life’s complexities with a full spectrum of retirement strategies to create the income you will need in retirement.

Education Planning

Meet the rising cost of higher education with confidence.It takes additional yet simple planning to start saving now. From 529 plans to education savings we’ll help you find the best plan to help bear the burden without being overwhelmed.

Tax Planning

Are you paying too much in taxes?We can help project your tax liability ahead of time and recommend tax minimization strategies that can reduce your current or future tax liabilities.

Current Financial Position

We are all on different financial paths, where do you stand?Do you have an emergency reserve? Are you managing debt wisely? Let us help you understand your current financial picture and assess your net
worth and cash flow.

Comprehensive Financial Planning

A well-conceived plan aids in financial success. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence comes from knowing your assets are invested according to your needs and working from a plan.

Business Succession Planning

Be prepared to pass control of your business when the time comes.We help business owners address plans or process to transfer control or management of your business after you retire, become disabled or unexpected death.

Risk Management

Ensure your business is protected if something happens to you.In addition to assessing the risks you face personally, we help you plan for the unexpected. Does your operating or buy-sell agreement address these risks?

Executive Compensation Planning

Top talent and superior performance deserve just rewards. We provide guided advice on the universe of compensation packages used in today’s competitive marketplace to help you keep an edge on the competition.

Retirement Planning

Build a secure financial future. We work diligently to help manage life’s complexities with a full spectrum of retirement strategies to create the right type of retirement plan best suited for you and your employees.

Current Financial Position

We are all on different financial paths, where do you stand? Do you have an emergency reserve? Are you managing debt wisely? Let us help you understand your current financial picture and assess your net
worth and cash flow.

Tax Planning

Are you paying too much in taxes?We can help project your tax liability ahead of time and recommend tax minimization strategies that can reduce your current or future tax liabilities.

Comprehensive Financial Planning

A well-conceived plan aids in financial success. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence comes from knowing your assets are invested according to your needs and working from a plan.

Risk Management

Ensure your income is protected.One of the biggest risks medical professionals face is their ability to protect their income. We take a disciplined approach to assessing your risks in evaluating the right coverage of Life and Disability insurance.

Asset Protection

Protect your assets with proactive planning rather than reacting. There is a unique weight that credentials carry and thus the need for expert
advice.  We help physicians and dentists integrate protection strategies that are vitally important.

Practice Management

Balance personal goals with the needs of your employees.Choosing the right employee benefit packages that meet the objective requires you to think through a host of tax, legal and insurance issues. We can help.

Retirement Planning

Build a secure financial future. We work diligently to help manage life’s complexities with a full spectrum of retirement strategies to create the right type of retirement plan best suited for you and your employees.

Portfolio Management

Pursue your goals with a portfolio tailored to your needs.Through learning what's important to you, we construct, manage and monitor a broadly diversified portfolio customized to suit your needs. We then help you understand what you own and why.

Tax Planning

Are you paying too much in taxes?We can help project your tax liability ahead of time and recommend tax minimization strategies that can reduce your current or future tax liabilities.

Current Financial Position

We are all on different financial paths, where do you stand?Do you have an emergency reserve? Are you managing debt wisely? Let us help you understand your current financial picture and assess your net
worth and cash flow.

Gain a sense of security through expert guided planning tailored to your specific priorities.

Investment Management

Investment Management

Investment Portfolio Management

Our team offers a number of choices for your portfolio.We offer experienced guidance for selecting investment strategies,
fee-based managed accounts, along with traditional offerings such as stocks, bonds, annuities, mutual funds, and exchange-traded funds.

Tax Efficient Investment Strategies

Explore ways to improve your tax return. We're always thinking of ways to lower your taxes. We automate advanced tax-saving strategies like asset allocation and tax loss harvesting.

Strategic Asset Allocation

Asset Allocation Matters. We make asset allocation research and strategy setting a priority to help you prioritize what’s most important when it comes to your assets. We rely on performance measurement and analysis tools to help you make the best decisions.

Objective Driven Investing

What’s your goal? We don’t believe in the cookie cutter approach. Investment thinking and resources are applied to each client. We create customized objective-based portfolios to help you manage risk and achieve the highest probability of success.

What are your investment goals? Allow us to help you achieve them.

Our Process

1
Get to know you

A low-pressure, complimentary, no obligation meeting or phone call will help us get to know you and your goals. Learn about Commonwealth's values and how we might be able to work together.

2
sort things out

Not sure where to start? Bring your financial files and documents and we'll help you get organized.

3
cast the vision

A generous amount of time will be allotted to our gaining a full understanding of what your specific financial goals are.

4
Map a Plan

We'll work together to come up with a clear plan based on your goals, time horizons, liquidity, needs and priorities to get you from where you are now to where you want to be in the future.

5
make moves

What good is a well-thought-out financial plan that isn't put into action? We'll make recommendations and give you the tools to set the plan in motion.

6
adjust as we go

Life is constantly changing and evolving, so your financial plan should act accordingly. You can count on us to guide you through life's changes.

Empowering you to care for your family, serve your community and define your legacy.

Who We Are

There is a need for a trusted Advisor and Commonwealth is our response to that need.

We are a comprehensive financial planning firm built on a vision to reinvent the way clients receive financial services. Since 2001, Commonwealth has served clients with a guiding philosophy that doing the right thing for the client is paramount.

Our independent advice and team-oriented approach set Commonwealth apart. We believe that making important financial decisions with our clients helps them to define what true wealth means. We aim to enable each client to have a positive impact both now and for generations to come through sound financial planning.

Simply Put...

We care about the things that you care about.